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$365,000
2 Beds ⋅ 2 Baths ⋅ 10646009 MLS
Enjoy exceptional Chesapeake Bay waterfront living in this rare first-floor condominium featuring two spacious primary suites, both conveniently located on the main level. This beautifully renovated 2-bedroom, 2-bath home showcases breathtaking unobstructed bay views, an open and inviting floor plan, a cozy fireplace, and the convenience of in-unit laundry. Step outside to your private patio with direct access to the sandy beach—no stairs or elevators required, just effortless beachfront living.This move-in-ready property includes two assigned parking spaces, private beach access, making it an outstanding choice as a primary residence, vacation getaway, or income-producing investment. Ideally situated in the heart of Ocean View, you'll be just minutes from Naval Base Norfolk, popular restaurants, local breweries, parks, and the fishing pier.

1634 E Ocean View Avenue Unit 1A, North Norfolk
$225,000
2 Beds ⋅ 1.1 Baths ⋅ 10645906 MLS
Great investment opportunity! , tenant would like to stay! . One assigned parking space in rear of property. Priced to sell, come see it today!

6606 Stoney Pt. N Point N, East Norfolk
$450,000
3 Beds ⋅ 3.1 Baths ⋅ 10645936 MLS
Wake up to breathtaking waterfront views in this beautifully appointed 3-bedroom, 3-bath condo designed for easy coastal living. The open floor plan offers a bright and inviting space that's perfect for both everyday living and entertaining. The well-equipped kitchen features granite countertops, stainless steel appliances, and plenty of workspace, flowing seamlessly into the living and dining areas. Retreat to the spacious primary suite, where stunning water views create a peaceful escape. Start each day with a cup of coffee while enjoying spectacular sunrises from the upstairs deck overlooking the water. Whether you're looking for a full-time residence or a weekend getaway, this waterfront gem offers the perfect blend of comfort, style, and unforgettable views.

2100 E Ocean View Avenue Unit 20, North Norfolk
$479,500
3 Beds ⋅ 2 Baths ⋅ 10645821 MLS
This home is unlike any other home in Larchmont. Tucked away on one of the neighborhood's quietest streets, 1049 boasts 3 large bedrooms, 2 full bath, first-floor primary en-suite with dual vanities & soaking tub. Stunning kitchen fully remodeled in '23 w/ granite countertops & stainless appliances. Upstairs bedrooms are spacious & offer extra flex area. The beautiful hardwood floors refinished in '23 add warmth and class to the inviting living area, which features custom tiled fireplace & open dining area. New roof and new water heater ('21). The backyard is fully fenced & has a large covered deck, custom brick patio, raised garden beds, and ample off-street parking - wonderful for entertaining or relaxing! The oversized detached garage allows for all your hobbies or possible conversion to an Accessory Dwelling Unit. Located near the interstate, dining, shopping, EVMS, ODU, Military bases, and more! This property gives exceptional versatility, big ticket updates, peaceful back yard & primary en-suit oasis, and stellar location. Don't miss out on this modern updated home with timeless class- visit today!

1049 S Lexan Crescent, West Norfolk
$339,000
3 Beds ⋅ 2 Baths ⋅ 10645776 MLS
Move right into this beautifully updated ranch where every major project has already been done for you! Soaring cathedral ceilings and an open floorplan create a bright, inviting space designed for both every day living and effortless entertaining. The renovated kitchen features quartz countertops, updated cabinetry, stainless steel appliances, a spacious breakfastbar and a charming coffee bar nook for added storage. Enjoy the flexibility of both a spacious living room and a cozy den with a wood-burning fireplace. Step outside to the show stopping back porch overlooking the beautifully landscape, fully fenced backyard–the perfect place to relax, entertain & make lasting memories. Fresh interior and exterior paint, updated bathrooms, luxury vinyl flooring, new interior doors, an expanded driveway, rebuilt shed with electricity and energy-saving solar panels, make this home as practical as it is beautiful. Conveniently located near I–64, military basis, shopping, dining, beaches & more!

1168 Pascal Place, East Norfolk
$445,000
4 Beds ⋅ 2.1 Baths ⋅ 10645642 MLS
Beautifully reborn brick ranch in desirable Roosevelt Gardens just minutes from the bay! This home has been masterfully updated from crawl to roof and just about everything is new. You'll love the expansive floor plan that includes three living areas, the modern kitchen with its sleek design and induction cooktop, and the private backyard that stretches all the way to the tidal creek behind it. Skip the never-ending projects and move in to a home that's ready to be enjoyed - call now to schedule your private showing!

8333 Norristown Drive, North Norfolk
$225,000
2 Beds ⋅ 1 Baths ⋅ 10645446 MLS
Discover the perfect blend of classic charm and modern updates in this beautiful corner-lot home! Located in a welcoming, well-established neighborhood, this charming residence is completely move-in ready. The heart of the home is a stunningly updated kitchen showcasing sleek granite countertops, premium soft-close cabinetry, stainless steel appliances, and durable tile floors. A classic bay window adds exceptional character and brightens the interior space, while the newly updated bathroom offers a fresh, contemporary touch. The exterior is just as impressive, boasting a sprawling backyard with a newly repaired storage shed and a wide double gate designed for easy backyard parking. Do not miss your chance to claim this absolute gem—you will not be disappointed!

1021 Green Street, East Norfolk
$465,000
4 Beds ⋅ 2.1 Baths ⋅ 10645290 MLS
Imagine yourself relaxing in the lovely screened-in sunroom, the perfect spot for your morning coffee or unwinding after a long day. This inviting four-bedroom home is nestled in a wonderful neighborhood and flows beautifully into a spacious backyard, complete with two versatile sheds wired for power, a dream setup for hobbyists or extra storage. You’ll love the heart of the home, featuring a beautifully renovated kitchen and plenty of living space for everyone to gather. With the roof, water heater, and HVAC all updated about six years ago, you can move in with total peace of mind!

9502 Jenny Court, North Norfolk
$849,883
3 Beds ⋅ 2.1 Baths ⋅ 10645100 MLS
VALUE PRICED Move in ready Beach Living in the Ocean View community of Norfolk on the Chesapeake BAY! Amazing direct bay-front, four-unit condo with beach access. Features one living level, an elevator, and a private balcony overlooking the beach and Bay! First-floor community Patio and private storage in garage and at patio. Newly renovated with new carpet, pad, and custom paint. Features include: Soaring ceilings, extensive trim, an open-flow kitchen and great room w/ expansive Bay Views. Bar and gourmet kitchen with a huge pantry. Secondary bedrooms have a Jack and Jill full bath. Luxury Primary suite with custom tile and a monster-sized walk-in closet. A MUST SEE VALUE!

632 W Ocean View Avenue Unit A, North Norfolk
$599,000
5 Beds ⋅ 3.1 Baths ⋅ 10645091 MLS
Set behind a gracious front porch, this classic Victorian offers original architectural details, generous room sizes, and a flexible three-level layout. A spacious foyer connects inviting living areas featuring soaring ceilings, oak hardwood floors, graceful archways, and decorative fireplaces. The main level provides space for formal living and dining, a library, home office, or media room, while the eat-in kitchen offers ample room for everyday dining. Upstairs, the primary suite features an updated bath with an oversized shower, walk-in closet, and linen storage. Two additional bedrooms and a hall bath complete the second floor. The third level expands the possibilities with a bedroom, full bath, lounge, and kitchenette which is well suited for guests, multigenerational living, or an additional bedroom. Major system updates provide added peace of mind. Conveniently located near Colley Avenue, EVMS, CHKD, Sentara, museums, restaurants, shopping, and downtown Norfolk.

610 Westover Avenue, West Norfolk
$340,000
3 Beds ⋅ 2.1 Baths ⋅ 10644950 MLS
Welcome to 831 Marshall Avenue, where thoughtful updates and modern comfort come together! This well-maintained home features a new roof (2021), HVAC system (2021), and water heater (2019) for added peace of mind. Energy-efficient solar panels, installed in 2022, average energy bill is $10 according to seller. Inside, you'll find a fresh, move-in-ready interior with the entire home professionally painted in 2026 and beautiful waterproof luxury vinyl plank flooring installed throughout the upstairs and downstairs. The kitchen includes a newer refrigerator (2024). Outside, enjoy the privacy of a fenced backyard, vinyl (2022), plus a detached garage with a newly installed window (2025), along with a large driveway. Conveniently located near military bases, shopping, dining, schools, and interstate access, this home is ready for its next owner. Schedule your private tour today!

831 Marshall Avenue, East Norfolk
$875,000
3 Beds ⋅ 3.1 Baths ⋅ 10642314 MLS
This amazing 3 story contemporary Duplex/Condo is one of a group of 4 units. . Designated as "Condo" the owners decided to not register them so there are no condo fees. Flood insurance is required. 262 and 264 W Ocean View Ave. do have a Master Insurance Policy. The picket fence and walk way belong to the property: however, the City of Norfolk will remove the stairs to the beach and will not replace them. The 2 year old roof with new solar panels causes the electricity to be reduced to approximately $10 per month. 3 full bedrooms plus an office/with closet could be used as a 4th. bedroom. Two large covered porches include storage closets. Built-ins, plus a chef's kitchen with Bar Stool counter are Open Living at its best.

262 W Ocean View Avenue, North Norfolk
$309,900
4 Beds ⋅ 1 Baths ⋅ 10644743 MLS
Welcome to your future home! This charming 4 bedroom, 1bathroom ranch-style house offers both comfort and convenience on a spacious lot. Recent upgrades include a renovated bathroom, granite countertops and a newer tankless dual-purpose boiler for improved hot water and heating efficiency. Original hardwood floor throughout, the roof is approx. 4-5 years old. Relax on the covered front porch or take advantage of the converted detached garage with 2 rooms and closets (480 square feet), covered carport with ceiling fans, fenced in backyard and a huge concrete slab for relaxation or entertainment. There is also an additional driveway that could be used for RV/boat parking. Conveniently located near grocery stores, restaurants, schools, and parks, this property is ready for your personal touch to transform it into your dream home. Don't miss this opportunity—schedule your viewing today! Some pictures have been virtually staged.

2446 Woolsey Street, East Norfolk
$489,000
4 Beds ⋅ 3 Baths ⋅ 10644620 MLS
Spacious nearly 3,000 sq. ft. all-brick ranch in a prime location. This home offers 4 bedrooms and 3 full baths, including two primary suites, making it ideal for multi-generational living, extended family, or guests. The functional floor plan features an eat-in kitchen, separate formal dining room, and multiple living spaces designed for comfortable everyday living and entertaining. Relax year-round on the covered back deck overlooking the backyard. The attached garage has been converted into a separate flex space that was previously operated as a home daycare, offering endless possibilities for a home business, office, studio, homeschool space, or recreation room. A newer roof provides added peace of mind, while the home's solid construction, fresh interior paint and new carpet offers the perfect move-in ready opportunity. Conveniently located near shopping, dining and minutes from interstate access.

229 Newtown Road S, East Norfolk
$770,000
4 Beds ⋅ 2.1 Baths ⋅ 10644447 MLS
Tucked away on a quiet cul-de-sac in Bay Breeze Point, this beautifully updated home offers the coastal lifestyle you've been searching for. Just a short stroll or golf cart ride away to the neighborhood beach access and local East Beach shops. The natural light fills the home, showcasing stunning bamboo floors, a beautifully remodeled kitchen with quarts countertops, an induction stove and wall mounted oven/microwave combo (2017). A primary suite featuring a renovated bath with dual vanities, a floating bathtub and large walk in shower (2017). Just off the main living area, step onto a spacious composite deck overlooking mature landscaping, inviting you for morning coffee or outdoor dining. Just minutes from local restaurants, breweries, marinas, military bases, shopping, Norfolk Int Airport, this move in ready home is positioned for you to enjoy the best of Ocean View living.

5049 Ocean Way, North Norfolk
$458,000
4 Beds ⋅ 2.1 Baths ⋅ 10644484 MLS
Welcome home to this meticulously maintained 4-bedroom, 2.5-bath home in the heart of Norfolk! Built in 2020 and offering approximately 2,000 square feet of thoughtfully designed living space, this home combines modern style with everyday comfort. The open-concept first floor is perfect for entertaining, featuring a spacious family room with an electric LED fireplace, dinning room, and a beautifully appointed kitchen that features an eat-in area, granite countertops, 42-inch cabinets, a built-in pantry, stainless steel appliances, a wine refrigerator, and a stylish added backsplash. Upstairs, the generous primary suite offers a large walk-in closet and a luxurious en-suite bath with a double vanity and a beautifully tiled walk-in shower. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step outside to an impressive backyard designed for relaxation and entertaining. The recently added 13' x 36' patio provides ample space for outdoor dining and gatherings, while the 16' x 25' above-ground pool is great for enjoying warm summer days. The custom-built 10' x 12' storage shed features overhead storage and an attached 10' x 12' deck, offering exceptional functionality and additional outdoor living space. An attached garage adds even more convenience. Ideally located near restaurants, parks, beaches, military bases, shopping, dining, and interstate access. This move-in-ready home offers the perfect blend of comfort, convenience, and thoughtful upgrades. Don't miss the opportunity to make this beautiful Norfolk home yours!

726 Mayfield Avenue, North Norfolk
$440,000
4 Beds ⋅ 2.1 Baths ⋅ 10644537 MLS
4BR/2.5B newer construction home featuring an open floor plan w/gorgeous touches like arches, crown molding & LVP flooring throughout 1st floor. Spacious LR/family rm & dining rm have abundant natural light. Kitchen offers quartz countertops, soft-close cabinets w/pull-out shelving, custom backsplash, SS appliances, a large island, custom coffee bar w/butcher block cntr, floating shelves & wine fridge. Upstairs, the vaulted primary suite incl. custom walk-in closet & stunning ensuite bath w/double quartz vanity, separate tub & shower. Three additional spacious BRs, updated hall bath, & second-floor laundry w/LG washer/dryer & cabinets for storage. Addl. features incl. welcoming front porch, fenced backyard w/mature landscaping, raised garden beds, oversized two-level paver patio & 2-car garage. Solar panels keep electric bills insanely low b/t $8–$80/month, & will be paid off at closing. Convenient to Naval bases, ODU, Sentara, EVMS, CHKD, & interstates. No flood insurance required!

9459 Atwood Avenue, North Norfolk
$415,000
4 Beds ⋅ 3 Baths ⋅ 10644150 MLS
Convenience meets comfort in this beautifully maintained home. Enjoy an ideal location just minutes from Old Dominion University, cultural attractions, shopping, dining, and everyday conveniences. The open-concept main level is designed for modern living, featuring a spacious living room, dining area, and kitchen that flow seamlessly together—perfect for entertaining or relaxing at home. You'll also appreciate the large walk-in pantry, utility closet, and convenient full bath. Upstairs, the spacious primary suite features a private bath and walk-in closet, along with two additional bedrooms and a full hall bath. Additional highlights include brand-new carpet throughout, a detached one-car garage, and ample driveway parking. This home offers the perfect combination of location, comfort, and functionality.

1047 W 36th Street, West Norfolk
$450,000
4 Beds ⋅ 2 Baths ⋅ 10644342 MLS
HURRY THIS PROPERTY WON'T LAST. TERRIFIC LOCATION CLOSE TO I-64 AND NOT FAR FROM THE BAY. PRIDE OF OWNERSHIP. WALKIN SHOWER OFF ONE SMALLER BEDROOM/OFFICE AREA, 3 OTHER BEDROOMS SHARE THE HALL BATH, POSSIBLY COULD ADD A DOOR FROM A BEDROOM. BRAND NEW APPLIANCES, WASHER, DRYER AND REFRIGERATOR FOR SALE. CHECK OUT THE COVERED PATIO JUST OF THE KITCHEN. YOU WILL LOVE THE BEAUTIFUL HARDWOOD FLOORS. GREAT FLOOR PLAN FOR ENTERTAINING.

8575 Circle Drive, North Norfolk
$745,000
3 Beds ⋅ 2 Baths ⋅ 10644181 MLS
Stop scrolling, this may be the best waterfront value you'll find! This stylish 3-bedroom, 2-bath home offers approximately 3,000 sq. ft. of space with room for just about every chapter of your life. The inviting dining room showcases beautiful water views, making family dinners, holiday gatherings, and backyard BBQ bragging rights. Even better. Downstairs welcomes you with a spacious bedroom, a relaxing foyer featuring custom built-ins perfect for displaying your favorite collections and a warm, inviting family room that's made for movie nights, game days, and gathering with the people who matter most. Cozy never looked so good. Upstairs is one enormous flex space, seriously, it's huge. Media room? Home office? Game room? Guest retreat? Dance studio? You decide. You'll also love the oversized walk-in attic, making holiday decorations easy to store and even easier to find. Outside nature steals the show. Step outside and enjoy peaceful waterfront living where nature provides the entertainment. The birds are so active you may find yourself shopping for a bird camera before patio furniture. If you've been waiting for an affordable waterfront home with charm, personality, and endless possibilities, your search just found its address. Waterfront living, endless possibilities, and an unbeatable value...what are you waiting for?

120 West Belvedere Road, West Norfolk
$185,000
2 Beds ⋅ 1 Baths ⋅ 10643951 MLS
Welcome to this beautifully renovated condo just moments from the sandy shores of 13th Street Beach! Step inside to a bright, inviting interior featuring a stunning new kitchen with soft-close shaker cabinetry, quartz countertops, stainless steel appliances, and a custom tile backsplash. Fresh interior paint, plush new carpet, and durable luxury vinyl plank flooring create a stylish, cohesive feel throughout. Upstairs, you'll find two spacious bedrooms and an updated full bathroom, offering comfort and privacy. Major upgrades, including a new HVAC system and water heater, provide added peace of mind. Enjoy your own private fenced backyard—perfect for relaxing, entertaining, or enjoying the coastal breeze. Ideally located just minutes from the Willoughby Boat Ramp for boating, fishing, and waterfront adventures, with quick access to the HRBT for an easy commute throughout Hampton Roads. Coastal living and modern updates come together in this move-in-ready home!

1268 Little Bay Avenue Unit 12, North Norfolk
$639,900
4 Beds ⋅ 3.1 Baths ⋅ 10643761 MLS
The lifestyle is the true highlight of this exceptional no-fee detached condo built in 2016. Perfectly positioned on a corner lot just 1.5 blocks from the beach, you'll love having two nearby farmers markets, neighborhood parks, and the Ocean View Recreation Center with its kayak launch just moments away. Inside, the open-concept design creates an inviting space for entertaining, while the thoughtfully designed kitchen impresses with an exceptional amount of custom cabinetry, granite countertops, and stainless steel appliances, including a 2025 refrigerator and 2022 dishwasher. Custom tile work throughout the home adds a distinctive designer touch, while abundant storage makes everyday living as effortless as it is functional. Outdoor living is equally remarkable with three balconies, a spacious composite deck featuring a convenient lift for groceries and beach gear, a fully fenced yard with green space, an outdoor shower, and a ground-level half bath. Offering the perfect balance of coastal charm, modern comfort, and everyday convenience, this is the Ocean View lifestyle at its finest.

9601 17th Bay Street Unit A, North Norfolk
$484,900
4 Beds ⋅ 2.1 Baths ⋅ 10643879 MLS
Enjoy lakefront living in this beautifully updated 4-bedroom, 2.5-bath home. Inside, you'll find hardwood floors throughout much of the home, brand-new LVP flooring in the kitchen, new carpet in the family room, completely renovated kitchen cabinets, new fence and a brand-new roof. The updated primary bath offers a fresh, modern retreat. Whether you're entertaining or relaxing by the lake, this home offers the perfect blend of comfort and style. Conveniently located near shopping, dining, military bases, beaches, and interstate access, this move-in-ready home is one you won't want to miss.

7688 Bull Run Court, East Norfolk
$378,000
4 Beds ⋅ 3 Baths ⋅ 10635039 MLS
Welcome to 6651 Hudson Ave, a single-family home nestled on a spacious corner lot within a quiet cul-de-sac. This home offers the blend of space and versatility. Featuring 4 bedrooms and 3 full bathrooms. The spacious eat-in kitchen offers ample cabinet storage. The first floor includes two bedrooms, including a spacious primary suite with a private bath. Upstairs, you’ll find an additional loft living area with its own kitchenette for a media room, game room, guest retreat, teen suite, or multigenerational living setup. Bedrooms three and four are also located upstairs, including one with an enormous walk-in closet. The oversized detached garage is complete with built-in storage shelving, space for a vehicle, and a full second-story loft for additional storage, hobbies, or workshop potential. Located in a well-established area with quick access to local military bases, shopping, dining, beaches, and interstates. This property may qualify for Seller Financing (Vendee).

6651 Hudson Avenue, East Norfolk
$565,000
3 Beds ⋅ 2.1 Baths ⋅ 10643727 MLS
Rare deep-water navigable riverfront oasis in the highly sought after Cromwell Farm neighborhood. Located on Wayne's Creek, leading you out to the Lafayette river, this exceptional 3 bedroom 2.5 bathroom home sits on over 1/2 acre and offers a perfect blend of peaceful privacy and premium waterfront living. Arrive via the elegant circular driveway to a property designed for convenience. Home features first floor primary bedroom, office, cozy living room with fireplace, hardwood floors and tasteful updates throughout. Second floor offers 2 additional bedrooms and full bathroom. Private grounds gently roll down to the waters edge. Nature lovers will enjoy seeing river otters, bald eagles, ducks, rabbits, egrets...and if you're really lucky, dolphins! No flood insurance required.

231 S Blake Road, West Norfolk
$549,900
4 Beds ⋅ 3 Baths ⋅ 10643722 MLS
Old world charm meets new! Check out this fully renovated classic in wonderful Winona. This one has been taken down to the studs and rebuilt. The list of new is long but here goes. Siding, windows, HVAC, drywall, insulation, fixtures, plumbing, electrical, driveway, sewer line to street, covered patio. All this with new kitchen including granite tops and stainless appliances, new tiled baths.

1432 Morris Crescent, West Norfolk
$1,100,000
3 Beds ⋅ 3.1 Baths ⋅ 10642807 MLS
Coastal living beckons in the special enclave of 17 cottage homes built by Stephen Alexander Homes. Bathed in natural light, this beautifully situated home occupies a generous south-facing corner lot with a fenced yard and captivating marina views. This coastal inspired home has primary suites on the first AND second floor as well as a large guest bedroom. Custom finishes are throughout the spacious kitchen and bathrooms. An inviting open floor plan with a fireplace you might almost miss because the view got your attention first! Do not miss your chance to spend the rest of your summer at the marina or on your porch enjoying amazing sunsets.

9525 Marina Drive, North Norfolk
$335,000
3 Beds ⋅ 2 Baths ⋅ 10643676 MLS
You don't want to miss this beautiful Cape Cod! Situated on a desirable corner lot, this move-in-ready home features a spacious first-floor primary suite, formal dining room, den & living room with LVP flooring, stainless steel appliances, granite countertops, and a washer and dryer that convey. Outside, enjoy the fully fenced backyard, complete with a brick fire pit—perfect for relaxing or entertaining. With functional living spaces, and an inviting backyard, this house is waiting for you to call home.

941 Dogwood Terrace, East Norfolk
$389,000
4 Beds ⋅ 1 Baths ⋅ 10643519 MLS
Welcome Home to this solidly built, spacious brick ranch with a classic design and thoughtful updates. Beautiful hardwood floors, dining area, and large living room with wood burning fireplace. Lovely kitchen with new: SS electric stove, dishwasher, and garbage disposal. BR is just right for an office, Huge 2 car garage, New roof in '22, Crawl Space completely encapsulated by JES 3/26, All duct work and insulation replaced 7/26. Security system with cameras, Newer washer, dryer, and refrigerator all to convey. The Sunroom overlooking the backyard is just perfect for get-togethers. Call now, it can be yours!

2708 Heutte Drive, East Norfolk
$459,000
3 Beds ⋅ 2.1 Baths ⋅ 10643117 MLS
This beautifully updated 3-bedroom, 2.5-bath brick home offers style, space and unbelievable location. Located in the quiet and established East Lynne neighborhood just minutes from the Botanical Garden, Norfolk Premium Outlets, interstates, military bases, and Norfolk International Airport, convenience is at your doorstep. Inside, you'll find a completely renovated interior featuring a stunning and open kitchen, updated bathrooms with tiled showers & flooring, hardwood flooring throughout most of the living area, and stylish modern finishes throughout. Enjoy your morning coffee and evening conversations on the welcoming covered front porch, entertain in the spacious backyard, or take advantage of the bonus room with all its natural light beaming through the oversized windows. Complete with an attached 1-car garage, this move-in-ready Norfolk home is one you won't want to miss!

2424 Blueberry Road, East Norfolk

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.